Insurance

We accept HSA (Health Savings Account) and FSA (Flexible Spending Account) cards as payment for any services.

 

In order to provide the best naturopathic, integrative care, Bios Comprehensive Medicine is not in-network with any health insurance companies. The goal of the naturopathic approach is to be able to spend enough time with patients to get to know your individual case and investigate the root causes of your health issues. This does not happen in a 10-minute appointment.

Bios is a fee-for-service practice. This means that payment is due in full at the time of the visit. To help patients receive possible health insurance reimbursement, we can provide a super bill upon request which you may submit to your insurance company after your visit. This is what many patients do and depending on their plan, some receive reimbursement. We encourage you to check with your health insurance company for information regarding Naturopathic Medical Doctor coverage prior to your first visit.

Lab Testing

For comprehensive blood work, Dr. Graham will typically send patients to Sonora Quest or LabCorp and the lab will bill your insurance. Due to variations in insurance plans, there is no guarantee that labs will be covered, but based on Dr. Graham’s experience in 6 years of practice, many of the labs tend to be covered by insurance. Please check with your insurance company if you are not sure prior to your visit.

State or government plans do not cover Naturopathic Medical Doctors as prescribing physicians and will not cover any labs or imaging ordered by Naturopathic Medical Doctors. This includes but is not limited to Medicare, Medicaid and AHCCCS (Arizona Health Care Cost Containment System).

If you do not have health insurance or are currently using Medicare, Medicaid or AHCCCS, Dr. Graham can discuss affordable cash pay options for any required blood work or other laboratory testing that is recommended for your care.

Please contact us if you have any questions. 

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